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Jeff Brand & Associates - Tips for home buyers

Jeff Brand & Associates - The Real Estate Experts

1-972-355-3577

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Tips for buyers…

No one ever wants to get a case of buyer’s remorse.

You know what I’m talking about. It’s that feeling you’ve either paid too much or received too little. In most cases, there is no recourse for the buyer to receive recompense once a home purchase contract has been signed.

However, if no one wants buyer’s remorse, why do so many people suffer from it? The answer is simple: most of these people engaged in a transaction without enough knowledge and information.

The Best Way to Make Sure You Choose the Right Home…is to Properly Prepare Yourself.

The purchase of a home is a tremendous investment, both monetarily and emotionally. The purpose of this page is to provide you with some tips to help your transaction progress smoothly and result in you being a happy homeowner.

Get Help.
Your home is likely to represent one of the largest investments in your life. In order to make sure the transaction goes smoothly it is of vital importance that you choose a professional, reputable, licensed resource — a real estate EXPERT, if you will — to represent your interests. The right real estate agent for you will be someone whose experience, reputation, ethics and personality combined makes you comfortable.You benefit from an agent who is most familiar and knowledgeable about the area or areas you are considering — this not only includes expertise about the city(ies) and neighborhood(s), but also knowledge regarding other impacting factors, such as home builders, zoning, historical and proposed future activities, etc., both in and around the area.

Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, then discovering it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender, get the paperwork processed so you will be ready to buy once you find your perfect home.

Avoid Major Purchases.
In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans and any other installment debt.

In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from our website. When you have found some homes you like, save those searches and sign up for Property Watch so any new listings meeting your criteria will be immediately emailed to you. Remember, the best homes move fast. Make sure you’re on top of the available inventory at all times so you do not miss out.

No one knows the home better than the seller of the property. However, it is not always in the seller’s best interest to disclose all information. If you can learn the seller’s motivation for selling, you might be able to negotiate a better deal on the home. Find out the last time service was performed on major items like the roof, furnace and water heating. Asking the right questions now can end up saving you a lot of money in the long run.

Get the Home Inspected.
The last thing you want to discover after you have bought a home is that you have purchased a “money pit.” A “money pit” refers to a home full of defects, which will end up costing you a lot of money. Save yourself from future litigation by bringing in a licensed home inspector before you buy. If any problems are found, the report will help you make an informed decision or negotiate a better price.

If you have any questions, qualified experts are always just a phone call +1 972 539 6555 or email Info@JeffBrand.com away!

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